Talk with a licensed agent, not a chatbot. Find out in minutes if you can enroll, what you would pay, and what the plans cover.
Licensed agents available Monday to Friday, 10am to 6pm ET. No cost to you.
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Real, licensed people
Florida agents on every call, not a chatbot
Florida Blue broker
Authorized to enroll you in Florida Blue plans
No cost to you
Agents are paid by the carrier
Mon–Fri, 10am–6pm ET
A lot of insurance sites now put a chatbot between you and an answer. We don't. Every call is handled by a licensed Florida agent who can look at your doctors, your prescriptions and your budget, and help you enroll in a Florida Blue Marketplace plan.
We're Trucordia, a licensed independent insurance agency based in Boca Raton, and our help costs you nothing. More about us
Tell us what changed: a new job, a move, a new baby, or just Open Enrollment. It takes about two minutes.
A licensed Florida agent confirms whether you can enroll now and whether you qualify for financial help based on your household income.
We go through Florida Blue plans that fit your doctors, prescriptions and budget, and handle the enrollment with you.
During Open Enrollment, yes. Anyone can enroll from November 1, 2026 to January 15, 2027. Enroll by December 15 for coverage that starts January 1.
The rest of the year, you can enroll within 60 days of a qualifying life change, such as losing job-based coverage, moving to Florida, getting married, having or adopting a baby, or turning 26 and coming off a parent's plan. See what counts
Source: HealthCare.gov, “When can you get health insurance?”
Outside Open Enrollment you need a reason to enroll. These are the most common ones.
Losing employer coverage opens a 60-day window. COBRA isn't your only option, and a Marketplace plan with financial help often costs less.
See your optionsPlans are sold state by state, so your old plan likely won't cover routine care here. A permanent move usually lets you enroll within 60 days.
See your optionsComing off a parent's plan counts as losing coverage, so you can get your own plan without waiting for Open Enrollment.
See your optionsGetting married or having or adopting a baby opens a 60-day window, and a newborn's coverage can start from the day they arrive. Divorce counts if it ends your coverage.
See your optionsLeaving a job with health coverage counts, even when it was your choice. Financial help is based on the income you expect this year.
See your optionsOpen Enrollment, November 1 to January 15, is when anyone can enroll or switch. We'll compare your options.
See your optionsEvery Marketplace plan covers the ten essential health benefits, including doctor visits, emergency care, hospital stays, prescriptions, maternity and newborn care, mental health care, and preventive care such as checkups and screenings.
Plans are grouped into metal levels:
A pre-existing condition can't be used to deny you coverage or charge you more.
Sources: HealthCare.gov, “What Marketplace health insurance plans cover”, “The ‘metal’ categories” and “Coverage for pre-existing conditions”.
No. You can enroll during Open Enrollment, which runs November 1 to January 15, or within 60 days of a qualifying life change such as losing coverage, moving, getting married, or having or adopting a baby.
Open Enrollment for 2026 coverage has closed. You can still enroll for the rest of 2026 if you've had a qualifying life change in the last 60 days. If you haven't, Open Enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027.
It depends on your age, ZIP code, household size, income and the plan level you choose. Many Floridians qualify for financial help that lowers the monthly premium. An agent can give you your real price in a few minutes, at no cost.
No. Agents are paid by the insurance carrier. The price of a plan is the same whether you enroll with us or on your own.
You generally have 60 days after the coverage ends to enroll. You can also apply up to 60 days before it ends, which helps you avoid a gap.
Federal law lets you stay on a parent's plan until 26. Florida law may let some young adults stay on certain Florida-regulated plans longer, up to the end of the year they turn 30, if they meet specific conditions, such as being unmarried with no dependents of their own. An agent can check your situation.
Yes. Every call is handled by a licensed Florida agent, not a chatbot or AI. They can answer follow-up questions and help you enroll on the same call.
This service is for people enrolling in a new plan. For billing, claims or doctor questions, call the number on the back of your member card.
Call and an agent will confirm your eligibility, explain your options, and help you enroll, all in one call.
954-526-4202Monday to Friday, 10am to 6pm ET