Most of the year you need a reason to enroll. A recent change in your life is usually that reason, and it gives you a limited window to act on it.
CallLicensed agents available Monday to Friday, 10am to 6pm ET. No cost to you.
Fastest is the phone. An agent will confirm your eligibility, explain your options, and enroll you on the same call.
CallMonday to Friday, 10am to 6pm ET
Can't talk right now? Use the form and a licensed agent will call you back, usually within fifteen minutes during business hours.
Four broad things: you lost health coverage, your household changed, you moved, or your income or status changed. Any of them can open a window to enroll outside the usual dates.
You generally have 60 days from the date of the change. The clock runs from the change itself, not from the day you start looking. One call confirms whether yours is still open.
A job ended, employer coverage stopped, or you aged off a parent’s plan.
Marriage, a new baby or adoption, divorce, or a death in the household.
A permanent move to Florida, or to a ZIP where different plans are available.
A change in household income, or gaining citizenship or lawful presence.
That is the most common question we get. One call settles it, and there is no cost either way.
CallMonday to Friday, 10am to 6pm ET